About us

American Credit Repair was founded on the belief and understanding that bad things happen to good people. At American Credit Repair we believe that everyone deserves a fair shake when it comes to their credit profile and credit scores. We also know that because of inaccuracies reported by Experian, Equifax, and Trans Union most people do not receive the credit that they are due. It is our mission as a company to remove and update any and all inaccurate information in order to maximize a client's true credit potential. No one should have to suffer financially for mistakes made by the credit bureaus.

American Credit is the unrivaled leader in the credit restoration industry with unmatched service.
We have raised the industry standards by creating the first pro-active and interactive process ever offered!

With industry leading automation and digital processing, American Credit's fast service leads to removal and correction of thousands of unverified negative items on the credit reports of our customers each and every month.

It is likely there are many serious inaccuracies on YOUR credit report that could be costing you thousands of dollars in extra interest charges!

Many consumers are under the impression there is nothing that can be done to change the information on their credit reports. Thankfully, this is not true. Federal law gives you the right to have misinformation on your credit reports corrected. You are ultimately responsible for assuring that your credit reports accurately represent your behavior as a consumer.

The Fair Credit Reporting Act (FCRA) gives you the right to contact credit bureaus directly and dispute items on your credit reports. You can dispute any and all items that are inaccurate, untimely, misleading, biased, incomplete or unverifiable (questionable items). If the bureaus cannot verify that the information on their reports is indeed correct, then those items must be deleted.

Disputing items on your credit report should be easy, but many consumers give up before they ever see results. They don't take time to learn their relevant consumer protection rights or formulate a statute-based plan of attack, and their quest for credit justice ends in frustration. That's where American Credit Repair comes in.

Located in the great state of Iowa we have a pristine reputaion and success rate with all of our clients.

Offering a 100% Money-Back Guarantee we can deliver results within 60-90 days.